Board of Directors

Ashwini Kumar Tewari is a career banker and started his career in SBI in the year 1991 as a Probationary Officer. Presently, he is the Managing Director of State Bank of India handling the portfolio of International Banking, Information Technology and Associates & Subsidiaries of the Bank. Prior to becoming Managing Director at SBI, he served as Managing Director and CEO of SBI Cards and Payment Services Ltd.
He has been a part of State Bank of India, India’s oldest and largest banking group, for almost three decades now and has handled several assignments for the bank, across various locations in India and abroad.
As MD & CEO of SBI Cards, he oversaw key partnerships inked with GPay, PayTM, BPCL etc and steered the company through the immediate aftermath of the Covid period.
Earlier, he was the Country Head of the US Operations of State Bank of India from April 2017 to July 2021. This included its offices in New York, Chicago, Los Angeles, Washington DC and Sao Paulo (Brazil). Prior to that he was the Regional Head and General Manager, East Asia, for SBI. Based in Hong Kong, he oversaw the business development and control of State Bank of India, in Hong Kong, China, Japan, Korea and the neighbouring region.
Over the years, he held other leadership positions at State Bank of India, including, the Deputy General Manager, (Operations & Information Systems), International Banking Group, Mumbai, Head of SBI’s Cash Management, Regional Manager, Branch Head, among others.
An electrical engineer by degree, he is a Certified Associate of Indian Institute of Bankers (CAIIB), Certified Financial Planner (CFP) and has done a Certificate Course in Management from XLRI. He also served on the Board of International Institute of Bankers, New York, and the Board of University of Washington Global Bankers Program.
Philosophy based on the principles of authenticity and bringing about meaningful change keeps him motivated in life. Mr. Tewari is a keen reader, with special interest in Indian history, science fiction and literature. An avid jogger and cricket enthusiast, when free Mr. Tewari loves listening to old melodies of Kishore and Rafi.

Shri Chintaman Mahadeo Dixit graduated in Commerce from University of Pune and became a qualified Chartered Accountant in 1976. A Fellow Member of the Institute of Chartered Accountants of India, he is a Senior Partner in M/s. G. D. Apte & Co., Chartered Accountants, Pune.

He conceptualized and successfully implemented the first take-over of an Urban Co-operative Bank by a Public Sector Bank in the country. The Shree Suvarna Sahakari Bank Limited was taken over by Indian Overseas Bank by way of take-over of its assets and liabilities. His turnaround strategy report for Bank of Maharashtra and its strategic plan for 5 years suggesting short term and long term measures was fully accepted by the Bank and the Bank turned around after successful implementation of the same. He was engaged by Reserve Bank of India to investigate into Indian Bank and he submitted an unbiased and conclusive report, which was much appreciated.

He is actively associated in the Statutory Central Audit of Public Sector Banks, Private Sector Banks and Private Foreign Banks (Indian Business) for last 38 years.

Dr (Ms). Gitika Kapoor, a Doctor of Philosophy (Ph. D.) in Management, is currently working as Professor at R. A. Podar Institute of Management and Dean, Faculty of Management Studies, University of Rajasthan, and has 32 years of rich experience in academic, Institution Building, Administration, Consultancy and Training. She is a member of Editorial Board of the Nice Journal of Management, Ethics Committee-SMS Medical College, Committee for the evaluation of proposals to set up private Universities, Expert member of Bureau of Public Enterprise, Government of Rajasthan. She has been conferred with “Career Award for Young Teachers (1999-2000)” by AICTE.